Earn chances to win when you put away cash in your Walmart MoneyCard Vault. Enter to win one of 500 monthly Cash Prizes, including the 1,000 Grand PrizeCan You Purchase a Prepaid Credit Card Under the Age of 1. Chris Brantley If you dont have a checking account or credit card, prepaid credit cards can offer you a convenient way to shop. But you do have to be 1. This is also the minimum age requirement to open a bank account or get a regular credit card, unless your parents agree to authorize the account and add you as a registered user. How to Buy a Prepaid Credit Card With a Credit Card. Prepaid credit cards can be a useful way to control your finances if you dont have a bank account, to gift money. A Visa Gift Card can be personalized, used anywhere, even delivered instantly via email with a custom greeting. Only from GiftCards. Your parents can normally do this over the phone when activating the account. Whats a Prepaid Card A prepaid credit card is normally issued by credit card companies, such as Visa, Mastecard or American Express. It enables you to deposit a certain amount of money in the account and use that amount to make purchases wherever credit cards are accepted. For example, if you deposit 5. Many prepaid cards also charge fees monthly, when you use the card, when you add money to it, when you get a balance inquiry and when you use an ATM. Content/Images/WMMC-DirectDeposit-Mobile.png' alt='Walmart Prepaid Visa Card Activation' title='Walmart Prepaid Visa Card Activation' />Netspend Login. See Netspend customer service phone numbers and get help with www. Netspend. com account login, card activation and balance checks. Weve all heard of people using prepaid cards to make purchases, but what is a prepaid debit card, and how does it work Most of us are familiar with debit cards, a. Normally, consumers get prepaid credit cards if they cant qualify for a credit card due to bad credit. Gift Cards. Some consumers confuse prepaid gift cards issued by Visa, Master. Card or AMEX with prepaid credit cards, but these are not the same thing. You can purchase the gift cards at a grocery or other store at any age and use them wherever Visa, Master. Card or AMEX are accepted. These gift cards, which arent reloadable, usually carry an activation fee along the lines of 4. You usually find them in denominations of 2. Bluebird, issued by American Express and in partnership with Walmart, offers much more than the average prepaid debit card and charges no regular fees. If you dont have a checking account or credit card, prepaid credit cards can offer you a convenient way to shop. But you do have to be 18 to open an account. This. Netspend Visa Prepaid Cards Give Clients Access to Their Tax Refund With a Netspend Visa Prepaid Card. Direct Deposit a tax refund to a Netspend Visa Prepaid. Alienware Recovery Discs. Reviews, rates, fees and customer service info for the Walmart MoneyCard Prepaid Card. Compare to other cards and apply online in seconds. Walmart Prepaid Visa Card Activation' title='Walmart Prepaid Visa Card Activation' />Reporting to Credit Bureaus. Most prepaid cards dont report to the credit bureau, so having the card does not impact your credit. If you need to improve your credit, you may be able to find a card that does report or that will report if you request it. Typically, it costs the card issuer a fee to submit your information to the credit report agencies, so not all card issuers will be willing to do so. The Beatles Let It Be Rar. But it never hurts to ask. Use Responsibly. The Card Act, which protects regular credit card users, does not cover prepaid credit cards. This allows some issuers to charge excessive fees. So be sure you understand all the fees associated with a card before you set up an account. Plot Data From Mat File'>Plot Data From Mat File. Most credit experts advise consumers to get a checking account instead of a prepaid credit card if possible. But, many also agree that the card can be a short term solution until you can open an account or get approved for a credit card. About the Author. Chris Brantley began writing professionally for a financial analysis firm in 1. From 2. 00. 0 to 2. Series 7, Series 6. Brantley started his full time writing career in 2. He holds a Bachelor of Arts in English from the University of Georgia. Photo Credits. Creatas ImagesCreatasGetty Images.